I own several bill tracker apps, and I definitely prefer how Chronicle shows me upcoming bills: with a split screen with a calendar on top & "soon" bills on bottom. Ive used Billminder for 2+ years, but it hasnt been updated since 2013, and it was causing a battery drain in my 5s, by crashing in the background (per Apple Genius Bar diagnosis of weird battery drain). So, goodbye Billminder, hello Chronicle, my new bill-paying assistant. And, it IS a good idea: I havent paid a bill late since Ive been using Chronicle. Thats the only thing Ive changed, and my credit score is gradually improving, as old late payments drop off my record over time. (Credit Karma is a fast app to check with).